forgive if i'm wrong, but if the site gives you those points (which is just a form of rake back), wouldn't it make sense to turn them back into your bankroll? think about what that does for someone who is in your exact shoes who doesn't. idk how many points youre talking about functionally, but if you have the option to increase your bankroll (which buying a ticket for a tournament you normally play does), shouldn't you be taking that? these points aren't free money or anything, nor do they feel (to me anyway) to be bonuses. it feels like it's part of your bankroll and should be treated as such. if you use them on a 5x buy-in or something, it amounts to you playing a 5x buyin tournament for direct cash (if you assume your bankroll is now x+rakeback points). i see the merit of using points for higher buyins as opposed to cash for higher buyins but that's only because the ratio likely tips more in your favor the more you spend at once and it becomes slightly cheaper than its actual cost. being from the US, i don't really have this kind of set up, but i do think about these things. if rakeback is given in points instead of dollars, and you play tournaments, don't points just count as a separate currency of your bankroll? do you play out of your bankroll when you cash for exactly that buyin in profit for the session or so? if the answers no (and it should be lol) then yah why should you use it for more than what you normally play?

also if youre taking shots, you guys should really be looking at smaller fields. even if the field is twice as strong, the drop in your roi is combatted by the fact that youre talking about being in the money much more often, even if your in the money % stays the same. (12-20% of 200 is a lot better than 12-20% of 3000, lower variance, shorter game length..esp if youre talking about playing something for 4 hours and bubbling vs playing 4 hours and final tabling a small field). just a thought. youre not talking about playing differently to mincash in this bigger buyin, but you increase your bankroll by a decent chunk with any cash in a bigger buyin than your normal roll, so you should give yourself the best chance to do so, which is in a small yet stronger field. i know that seems counter intuitive, but i'd rather play a game with a far smaller prizepool and a much better shot of cashing/running deep. your roi in a bigger field game will never be actualized in a shot taking experience, so you should probably be looking to make it as a high a cash rate as possible.